If one of your New Year’s resolutions was to be smarter with your finances, you definitely need new tools and resources to help you do this. One of them is an impulse journal, which can be as simple as a sheet of paper in which you will track the impulse purchases you decide not to make. You can make it as a part of your journal or keep a separate paper by your side at all times, and it can help you a lot if you struggle with impulse purchases and want to save money by reducing them.

Once you get the urge to buy something that’s not really a necessity but rather something fun that you want, you enter it into your journal. You can use columns that say what the item is, how much it costs, why you feel you need it, the date when you first wanted to buy it, etc.

From there, you’re free to develop your own system that uses these items as “rewards”. Depending on the actual items and their values, you may decide to splurge on one of them every month, or perhaps to make them your rewards for successfully completing a project or anything else that makes sense to you.

Not only this will save you money in the long run, but you’ll get more joy out of the limited number of items that have meaning instead of simply buying anything that catches your attention.

The post Here’s Why Everyone Has an “Impulse Journal” appeared first on toppoptoday.com.

There’s a new trend on TikTok that can help you earn money online. Using hashtags like #financialfreedom, #onlinebusiness, #makemoney, and #passiveincome, millennial financial experts are educating the TikTok users about the ways to earn an income from home. They’re pretty transparent so expect to see many details including the receipts.

If you’re skeptical, we don’t blame you, and neither do the TikTok financial entrepreneurs. They aren’t here to make anyone join “get rich quick schemes”. As one of these entrepreneurs, Sharon Tseung, told Bustle, “passive income does take hard work, which may sound ironic.”

This trend comes at the right time as many people have either lost their primary jobs or made a switch to a work-from-home setting due to the pandemic. “Due to the effects of the pandemic, my platforms have dramatically increased in traffic and following, because people are becoming curious about expanding the amount of income streams they have,” says Tseung.

If you’re not already on TikTok, this may be the perfect opportunity to create an account. Aside from viral videos of teenagers dancing to popular melodies, it apparently hides content that can be valuable to many people. Give it a try and see for yourself!

The post This New TikTok Trend Will Teach You How to Make Money Online appeared first on toppoptoday.com.

If one of your New Year’s resolutions was to be smarter with your finances, you definitely need new tools and resources to help you do this. One of them is an impulse journal, which can be as simple as a sheet of paper in which you will track the impulse purchases you decide not to make. You can make it as a part of your journal or keep a separate paper by your side at all times, and it can help you a lot if you struggle with impulse purchases and want to save money by reducing them.

Once you get the urge to buy something that’s not really a necessity but rather something fun that you want, you enter it into your journal. You can use columns that say what the item is, how much it costs, why you feel you need it, the date when you first wanted to buy it, etc.

From there, you’re free to develop your own system that uses these items as “rewards”. Depending on the actual items and their values, you may decide to splurge on one of them every month, or perhaps to make them your rewards for successfully completing a project or anything else that makes sense to you.

Not only this will save you money in the long run, but you’ll get more joy out of the limited number of items that have meaning instead of simply buying anything that catches your attention.

The post Here’s Why Everyone Has an “Impulse Journal” appeared first on toppoptoday.com.

There’s a new trend on TikTok that can help you earn money online. Using hashtags like #financialfreedom, #onlinebusiness, #makemoney, and #passiveincome, millennial financial experts are educating the TikTok users about the ways to earn an income from home. They’re pretty transparent so expect to see many details including the receipts.

If you’re skeptical, we don’t blame you, and neither do the TikTok financial entrepreneurs. They aren’t here to make anyone join “get rich quick schemes”. As one of these entrepreneurs, Sharon Tseung, told Bustle, “passive income does take hard work, which may sound ironic.”

This trend comes at the right time as many people have either lost their primary jobs or made a switch to a work-from-home setting due to the pandemic. “Due to the effects of the pandemic, my platforms have dramatically increased in traffic and following, because people are becoming curious about expanding the amount of income streams they have,” says Tseung.

If you’re not already on TikTok, this may be the perfect opportunity to create an account. Aside from viral videos of teenagers dancing to popular melodies, it apparently hides content that can be valuable to many people. Give it a try and see for yourself!

The post This New TikTok Trend Will Teach You How to Make Money Online appeared first on toppoptoday.com.